About Ironclad Financial

Ironclad Financial is dedicated to helping clients achieve their financial goals through a commitment to integrity, transparency, and innovation. Founded by Nick Rygiel, a former Surface Warfare Officer with a B.S. in Systems Engineering from the United States Naval Academy and an MBA from the University of Maryland, our firm crafts personalized strategies that align with each client's unique needs.

Our digital-first approach ensures clients are always informed and confident in their financial decisions. We provide seamless investment management and personalized advice, leveraging a network of experts to support clients throughout their financial journey.

Veteran Owned Business

Proud to be a Veteran Owned Business

Our Team

Nick Rygiel
Nick Rygiel

Founder & Lead Advisor
B.S. in Systems Engineering, USNA
MBA, University of Maryland
With over a decade of experience in financial services and technology, Nick founded Ironclad Financial to provide a modern, digital-first advisory experience that reflects his commitment to leveraging technology for smarter, more efficient financial planning.
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Colleen Rygiel
Colleen Rygiel

Co-Founder & Speech-Language Pathologist
Early Education, Holy Family University
CCC-SLP, Gallaudet University
Colleen brings a unique perspective to Ironclad Financial, blending her expertise in speech-language pathology with financial planning, particularly in understanding the needs of families and early education.
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Our Partners

L1.co
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A leading platform for digital asset management, L1.co enables Ironclad Financial to offer cutting-edge, non-custodial digital asset advisory services, ensuring clients retain full control over their assets while benefiting from expert guidance.

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Lumida Wealth

Ironclad Financial proudly serves as a digital assets sub-advisor to Lumida Wealth, leveraging cutting-edge technology and expertise to provide innovative and secure financial solutions in the rapidly evolving digital assets space.

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XYPN Member
CFP®
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